Tonight Chaz and I welcome some special guest to M3 to discuss the popular to some and controversial to others Strip Club entertainment. With the huge cost to some people frequenting these establishments, we wanted to sit down and talk to a couple with a different perspective.
We end the year with how spending around this time is so stressful because of ignorance, obligations or just commitment. We kinda give some ideas when and why spending should be smart, strategic and needful. Also the dumb commitment of New Years resolutions. Is there a good way of following goals other than national holidays? We use our myth buster segement to relate to the Origins of New years resolutions from further back than most would imagine.
This episode we touch on the roommate issue from the last episode and we get to discuss this weeks Myth busters. This weeks myths buster is all about healthy foods.
This week Chaz and I go over the struggle of conservative spending when buying a new smart phone while ensuring your security and privacy is intact. Chaz makes a choice with what phone he buys but he still seems like he is questioning being included into the Matrix.
This episode of M3 Chaz and I join another member from the "Welcome to the Wall" crew to discuss a smart and ambitious investment of owning a home together. We talk budgeting and how to separate cost within one household. Good talk for anyone entertaining roommates.
This episode of M3, Chaz and I talk about the high cost of the two popular "Smart Phone" makers and why you should look at others based on price and breaking away from the status quo. We bring back our Myth busters and talk about our experience with tech and how it effects us.
This episode Chaz (welcome to the wall) and I talk about 401K info and what should a person look at when they are choosing a plan as well as when and how they should do it. We touch on roll over as well as IRA and ROTH IRA options when you lose or quit a job you have had a 401K established. Here's some IRA data:
- IRAs can be opened by anyone who works or has a working spouse. There are two kinds of IRAs: a traditional IRA and a Roth IRA.
- Traditional IRAs let you deduct taxes now and pay them later; with a Roth IRA you pay income taxes now but are not taxed when you withdraw from them.
- Traditional IRAs allow you to save up to $5,500 per year ($6,500 if you are 50 and older) and deduct eligible contributions from your income tax. The same is true for Roth IRAs, but contributions are disallowed at higher income levels.
- You can invest in many different kinds of stocks, bonds, mutual funds and other investments within an IRA. You typically open an IRA at a brokerage or a bank.
401 K info for the employed:
- A 401k is a qualified retirement plan that allows eligible employees of a company to save and invest for their own retirement on a tax deferred basis.
- Only an employer is allowed to sponsor a 401k for their employees. You decide how much money you want deducted from your paycheck and deposited to the plan based on limits imposed by plan provisions and IRS rules.
- Your employer may also choose to make contributions to the plan, but this is optional.
We start off with a new segment we have haven't decided what to call it yet (that's bullshit, or unchallenged Myth's) talking about things people ask without real answers to.
Tonight Chaz and I discuss investments people can look at as an alternative to savings accounts. We discuss stocks, mutual funds, money markets, CD's and just options other than sitting your money in an account that will only give you less than 0.5%. Some of the Welcome to the wall crew joins us to discuss financial options early in their life.
Today Chaz and I return to our financial series with revisiting plans we helped Jermey with on our last Financial episode. The major long term goals we had Jermeey addressing were A new bank account, a credit card and what would be his new living arrangement (purchase and renting). We get something totally unexpected but hold on to hope that our advice would not fall on deaf ears.
Today Chaz and I talk about the importance of healthy eating and working with a budget that would not kill your paycheck. We talk about bulk shopping (Sam's, Costco's, B.J's) and Organic buying with specialty markets (farmers markets, Whole Foods, Trader Joe's, Sprouts, Fresh Market). With the fast pace of millineals in this era. They need options in order to budget their paycheck, reduce the chance of getting sick and how do you add eating to your enjoyment.
This episode of CarrWaxx we talk to Milan and Marsha Carr on how their hair is part of there everyday life and who they are. But at the same time we talk about how ladies do what they have to do to balance that life and the personal decision on how they want their hair. We talk about natural hair, weaves, extensions, et cetera. Also what impact does their hair choices impact their financial situation and societys reception of women of color who wear their natural hair.
Then, is there a market for women of color to capitalize on the huge billion dollar hair market, or is it something the corporate world and black society leaves in the hand of others? And does this have any effect on a woman self esteem? Big question!!
Instagram: apieceofsunshyne_floral Facebook: A piece of Sunshine Silk Creations
On this Episode of our financial series, Chaz and I speak to Jeremy Jacobs a member from the group Welcome to the Wall . This young gentleman from humble beginnings has achieved a lot in his life thus far to do better and be better. His unique work experience and life experience lead us to add him into our discussion about handling your finances under different circumstances. Such as:
- Travel for your job - Per diem
- Building relationships - Vehicle, Uber, Public Transportation
- Savings, investment - Banking
A good discussion for young Millennials who work under different conditions
This episode on financing and living, Chaz and I talk about how to hook up your place and not look cheap, but go with the essentials of day to day necessities. But at the same time, acquire a few comfort things for your guest and your time alone. We explore the Zen space and what it means for your space and for others. We speak about pets and smells. Sadly you find out how I feel about cats. On the other hand, Chaz is Crazy :0
This episode of CarrWaxx, we chime in on the new controversial commercial made by Shea Moisture. This company ran by a black man and made for black people has a new commercial highlighting two white women and a lighter skinned black woman complaining about something.
Sean and Marsha contributes to the conversation with their opinion and thoughts of the reaction to people who wants to boycott and push back on the black CEO for a very bad decision.
Welcome back to our continued series on Finances and the black community. my co-host is here with me Chaz Jenkins from Welcome to the wall podcast. Tonight we are stretching the topic with our special quest Teniqua Underwood aka Solestarr. Which is About finances and relationships. Likely to be a lively topic with interesting perspectives. So sit back and enjoy this session of Old CarrWaxx.