This episode Chaz and I welcome a special guest to speak about the unsexy life of insurance. We were approached by a member of the welcome to the wall crew, and asked, what are good options for life insurance as a young millennial. Chaz and I reached out to super agent Jeremy Goodrich from Shine insurance to fill us in on the unsexiness of insurance and what we don't know and what we should know. We discuss options with Life insurance, investments and the little things we missed without talking to an expert.

Term Life - Term pays only if death occurs during the term of the policy
(1 - 30 years)
Whole Life - Whole pays a death benefit whenever you die. even if you live to 100
Universal Life - UL the excess of premium payments above the current cost of insurance
is credited to the cash value of the policy
Variable Universal Life - VUL is a permanent life insurance policy with an investment component. The policy has a cash value account, which is invested in a number of sub-accounts available in the policy.