Owning an Electric Car

Chaz wanted to go into more detail about owner an electric car now that I received my Tesla Model 3.  Owner a Volt for over a year we talk about the issues, the benefits, the flaws and the amazing feeling of being Gas less.  We delve into our own personal experience with driving and convenience of going with electricity.  


Dealing with Subscriptions and living a mundane life as a millennial

This week Chaz and I start off with what subscriptions you have and how do you start looking at the automatic payments that are not worth your time or cost. A little conversation with acquiring property foreclosure, tax liens and acquisitions and How to improve your position with your career even if its boring or mundane.

The fatigue of being an adult as a millennial

Chaz and I semi look back at the year of doing adult things, being responsible and preparing for the future. Now that the holiday seasons upon us. The anxiety of not having fun and doing things other than being an adult has become frustrating. What can a single millennial do when stagnant life becomes boring. Also a short review of Black Friday and impulse buying.

Career choices as a young millennial

On this episode of M3, Chaz and I are joined by William to discuss a growing option in the workplace. We start with 2 different paths in the same workplace but two different millennials. Then these same young professionals discuss being a contractor at a dysfunctional company and the lessons they learned in the corporate sector of management and professionalism.

Cyber security talk with Justin Fontenot (Cyber security professional and millennial)


Part two of with our special guest Justin Fontenot.  We jump right into the current day issues with cyber security.  We get the direct advise from a Cyber security professional that gives us insight on what companies are doing as well as our misconception of what the government is doing with cyber security currently.   

Millennial Talk with Justin Fontenot (Cyber security)


Chaz and I welcome our special guest and Millennial Justin Fontenot.  A cyber security manager that came from humble beginnings to overcome those obstacles and began achieving his goals with a well structured plan to be successful.  Alicia joins us to add color and her perspective to the IT issues occurring now. An amazing story that will inspire many

Millennial Talk with Chaz Jenkins Part II


On our part two of our interview with Chaz, He goes into some of the procedures he went through to prepare, evaluate and execute his plans to move his career forward.  Insightful suggestions and real life scenarios that people can relate to that will keep you ready for your next move to a new job or career.   

The first of a two part series of millennials that went through different hardships during their younger years to get to a point in their life to make a decision about their future. Financial and academically.

Millennial Talk with Chaz Jenkins


On this episode, Chaz takes us down his path and obstacles to get to his point in his life currently.  He takes us through the process and transition from employed to unemployed to being employed again.  A great Segway to starting our series of millennials that went through different hardships during their younger years to get to a point in their life to make a decision about their future. Financial and academically.  

Life insurance with Super Agent Jeremy Goodrich Part 2

On part two of our sit down with Insurance guru Jeremy Goodrich.  We go a little abstract out side of life insurance and ask a few different insurance questions that effects us all.  Jeremy shocks us on things that if you aren't really experienced insurance person you would be stumped. Follow Jeremy on the following platforms:

Shine insurance agency
Shine insure.com
Shineinsure: twitter
Shine insure: instagram
Shine Insurance Agency: Facebook

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Life insurance with Super Agent Jeremy Goodrich Part 1

This episode Chaz and I welcome a special guest to speak about the unsexy life of insurance. We were approached by a member of the welcome to the wall crew, and asked, what are good options for life insurance as a young millennial.  Chaz and I reached out to super agent Jeremy Goodrich from Shine insurance to fill us in on the unsexiness of insurance and what we don't know and what we should know. We discuss options with Life insurance, investments and the little things we missed without talking to an expert.

Term Life                       - Term pays only if death occurs during the term of the policy
                                         (1 - 30 years)
Whole Life                     - Whole pays a death benefit whenever you die.   even if you live to 100
Universal Life                 - UL the excess of premium payments above the current cost of insurance
                                          is credited to the cash value of the policy  
Variable Universal Life - VUL is a permanent life insurance policy with an investment component. The policy has a cash value account, which is invested in a number of sub-accounts available in the policy. 


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Strip Clubs, Finances and the psychology of the young millennial

Tonight Chaz and I welcome some special guest to M3 to discuss the popular to some and controversial to others Strip Club entertainment.  With the huge cost to some people frequenting these establishments, we wanted to sit down and talk to a couple with a different perspective.  

M3 Holiday spending and holiday obligations

We end the year with how spending  around this time is so stressful because of ignorance, obligations or just commitment. We kinda give some ideas when and why spending should be smart, strategic and needful.   Also the dumb commitment of New Years resolutions.  Is there a good way of following goals other than national holidays? We use our myth buster segement to relate to the Origins of New years resolutions from further back than most would imagine.

Smart phone purchase and adapting to technology changes


This week Chaz and I go over the struggle of conservative spending when buying a new smart phone while ensuring your security and privacy is intact.  Chaz makes a choice with what phone he buys but he still seems like he is questioning being included into the Matrix.