Investment Options for the Millennial

Tonight Chaz and I discuss investments people can look at as an alternative to savings accounts. We discuss stocks, mutual funds, money markets, CD's and just options other than sitting your money in an account that will only give you less than 0.5%.   Some of the Welcome to the wall crew joins us to discuss financial options early in their life.

From the Hood to Middle Class redux

Today Chaz and I  return to our financial series with revisiting plans we helped Jermey with on our last Financial episode.  The major long term goals we had Jermeey addressing were A new bank account, a credit card and what would be his new living arrangement (purchase and renting).  We get something totally unexpected but hold on to hope that our advice would not fall on deaf ears.

Healthy Eating while maintaining a budget

Today Chaz and I talk about the importance of healthy eating and working with a budget that would not kill your paycheck. We talk about bulk shopping (Sam's, Costco's, B.J's) and Organic buying with specialty markets (farmers markets, Whole Foods, Trader Joe's, Sprouts, Fresh Market).  With the fast pace of millineals in this era.  They need options in order to budget their paycheck, reduce the chance of getting sick and how do you add eating to your enjoyment.

Finances and the Black Women Hair

This episode of CarrWaxx we talk to Milan and Marsha Carr on how their hair is part of there everyday life and who they are.  But at the same time we talk about how ladies do what they have to do to balance that life and the personal decision on how they want their hair.  We talk about natural hair, weaves, extensions, et cetera. Also what impact does their hair choices impact their financial situation and societys reception of women of color who wear their natural hair.

Then, is there a market for women of color to capitalize on the huge billion dollar hair market, or is it something the corporate world and black society leaves in the hand of others?  And does this have  any effect on a woman self esteem?  Big question!!

Instagram: apieceofsunshyne_floral                        Facebook:  A piece of Sunshine Silk Creations

Coming from the hood and into the middle class (Changes)

On this Episode of our financial series, Chaz and I speak to Jeremy Jacobs a member from the group Welcome to the Wall .  This young gentleman from humble beginnings has achieved a lot in his life thus far to do better and be better.  His unique work experience and life experience lead us to add him into our discussion about handling your finances under different circumstances.  Such as:
- Travel for your job                      - Per diem
- Building relationships              - Vehicle, Uber, Public Transportation
- Savings, investment                 - Banking

A good discussion for young Millennials who work under different conditions

Setting up your crib with budgeting in mind

This episode on financing and living, Chaz and I talk about how to hook up your place and not look cheap, but go with the essentials of day to day necessities. But at the same time, acquire a few comfort things for your guest and your time alone.  We explore the Zen space and what it means for your space and for others.  We speak about pets and smells.  Sadly you find out how I feel about cats.  On the other hand,  Chaz is Crazy :0

SHEA MOISTURE CONTROVERSY

This episode of CarrWaxx, we chime in on the new controversial commercial made by Shea Moisture.  This company ran by a black man and made for black people has a new commercial highlighting two white women and a lighter skinned black woman complaining about  something.

Sean and Marsha contributes to the conversation with their opinion and thoughts of the reaction to people who wants to boycott and push back on the black CEO for a very bad decision.  

Finances and Relationships

Welcome back to our continued series on Finances and the black community.  my co-host is here with me Chaz Jenkins from Welcome to the wall podcast.  Tonight we are stretching the topic with our special quest Teniqua Underwood aka Solestarr. Which is About finances and relationships. Likely to be a lively topic with interesting perspectives.  So sit back and enjoy this session of Old CarrWaxx.

Rent or Buy (is there a real choice)

Todays session on our Black folks and finance series. Chaz and I talk about the options that we have when it comes to investing in a home or investing before you get a job.  The pros and cons of renting and buying a home.  Some times its an option other times its a choice.  We discuss the opinions of economist and financial experts who sees that rushing out to buy a home isn't always the first choice. But, what do you think?

Car Buying Experience

Today,as part of our black folks and our finances. Chaz and I talk about his Car buying journey and the things people should do to prepare and look for when buying a car.  We touch multiple topics like what kind of car, financing, insurance and the art of negotiation when it comes to getting what you want. A little different perspective for a couple of black guys but, if you don't look to the future.  You will remain in the past (technology)

Disclaimer:
The views and opinions expressed in this Podcast are those of the authors and do not necessarily reflect the official policy or position of any financial agency or insurance agency. examples and suggestions of analysis relayed on this podcast are only suggestions and are not official financial advice. Consult an official financial expert for expert advice. 

Saving and the attitude with money in the Black community

This week we have a special guest, Chaz Jenkins the founder of "Welcometothewall.com" Podcast/Blog.  We talk generational finance and savings and what can we do as a community to be come better.  Through our short and long life experiences, we share our experiences on issues we feel we can address as individuals.  With our difference in age and slightly different environments, we ask each other some of the hard questions and observations we have experienced.  We begin our money and financial education series on how we can speak to our communities and social circle to start a dialogue for improvement.

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